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How do I the business owner benefit?
How do my employees benefit?
How does my company benefit?
How can I afford it?
How will my staff be paid?
Why should I choose HR Concepts?

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From a recent NAPEO survey:
NAPEO found that only four percent of clients had access to a 401(k) plan before entering into a PEO relationship, but 86% had 401(k) access after entering the PEO relationship.

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FREE 401(k) Retirement Savings Plan

HRC offers their client/employees several options in choosing from their 401(k) Retirement Savings Plans. These include:
  • Daily account valuations
  • Choice of several funds
  • Various matching options
  • 24 hour participant Internet access
  • 24 hour Toll-Free telephone access
  • Award winning employee communication

Pension Plan

Clients can adopt any form of qualified pension plan with no administrative cost.
  • Large selection of top-rated funds
  • Various plan design choices including standard 401(k), new comparability and defined benefit plans
  • Full actuarial valuation service
  • Signature ready 5500 forms

Deferred Compensation Plan

HRC offers a deferred compensation plan for highly compensated employees. Eligible employees may defer up to 50% of their base pay and up to 100% of their bonus. Eligible employees direct the investment of their account by selecting from among well-known mutual funds. HRC helps clients provide executives with a unique opportunity to enhance their ability to retire by deferring taxation on current income and investing on a tax-deferred basis.

The HRC Benefit To You Is:

  • Client flexibility in selecting plan design
  • Maximum contributions for Owners/Key Employees as permitted by government regulations
  • FREE 401(k) Retirement Savings Plan
  • On site enrollment meetings
  • Responding to participants inquiries
  • ERISA and other government regulation compliance
  • Participant direction of investment options
  • Deferred Compensation Plan